Lesson – business game “Family economics and housekeeping”

Lesson-game “Family Budget”

Methodological development of the lesson

Teacher : Olga Aleksandrovna Kovalko, Municipal Budget Educational Institution Secondary School No. 14 “Green Noise”, Volzhsky, Volgograd Region

Topic: “Family budget.” (role-playing game)

Target:

1. formation of the foundations of financial literacy for students.

2. consolidate knowledge about the structure of the family budget, drawing up a balance of income and expenses.

Objectives : to develop the ability to collectively discuss planned expenses based on the total amount of income, to defend one’s opinion, to cultivate economy, frugality, and enterprise.

Progress of the game

“To make a lot of money is courage, to keep it is wisdom, and to spend it skillfully is art.”

Bertolza Averbakh

Stage 1: preparatory stage (game participants unite into families, assign roles - wife, husband, daughter, son, etc., choose the family name).

Stage 2: create a family profile (come up with one for each family member):

• Game name.
• Age.
• Profession.
• Salary (benefits, stipend, pension).
• Possible sources of other income.
• The total income of the entire family.

Enter the data into the table.

Annex 1

Family _____________________

Stage 3: game “Calculate the cost of a cruise package for 3 days along the route: “Moscow-Myshkin-Uglich-Moscow”. (Students are provided with additional materials: accommodation in cabins and their cost, possible food options and excursion services, cruise program, food menu in the fast self-service cafe on the ship, a list of additional services on the ship).

Appendix 2

List of additional services on the ship

Widescreen cinema (500 rub.).

• Fitness fleet (1 hour - 300 rubles).
• Workshop “Samodelkino” (200 rubles).
• Live music (600 rub.).
• Silent multi-format discos with headphones (500 rub.).
• Library of Russian Literature (100 rubles).
• Art gallery (300 rub.).
• Surprise dish (1000 rub.).
• Coffee shop and pastry shop on board (250 rubles).
• Playing field on the upper deck (RUB 300).
• Hairdresser (from 800 rub.).
• Medicine (from 1000 rubles).
• Massage, SPA services (from 1000 rubles).

Appendix 3

Accommodation and cost of cabins

Appendix 4

Possible food options

Attention! (price is for 1 day - 1 person)

Attention!

Possibility of eating in a fast self-service cafe

(prices and menu included).

Food menu

in a fast self-service cafe on the ship

Appendix 5

Note

• Children under 5 years of age (inclusive) are accepted free of charge without provision of accommodation, meals and excursion services, if there are no free beds in the cabin, only by agreement with the manager. In case of actual availability of sleeping places in the cabin, children under 5 years old (inclusive) are accepted with payment for the place at the child rate of the corresponding cabin category. Meals and excursion services for children without a seat (up to 5 years) are paid additionally.
• When placing adults with children in bunk cabins, the adult berth is always calculated at the cost of the main berth.

Appendix 6

Meals on board the ship

1. For those who purchase full board or any other meal option, there is a fast self-service cafe on the ship in the aft part of the middle deck. Upon check-in, you will receive meal vouchers for the entire cruise in accordance with the package purchased. During the opening hours of the fast self-service café, you will be offered a set menu, with the option of choosing a main hot dish for lunch and dinner. There is also an assortment of additional dishes and drinks that can be purchased for a fee.

2. Those who have chosen the option of a trip without meals can also visit the fast self-service cafe for cash during its opening hours. Payment at the cash desk of a fast self-service cafe is possible in three ways: on-board card, customer’s bank card, cash.

3. In the aft part of the boat deck there is a cafe-bar where you can buy a variety of soft drinks, coffee and tea, cold and hot snacks, and ice cream.

4. The ship provides a 24-hour opportunity to independently warm up baby food.

We remind you that according to fire safety rules, the use of electric heating devices (electric stoves, boilers, etc.) in cabins and other rooms of the ship is prohibited.

Appendix 7

Cruise program

Appendix 8

Summary table of costs for a cruise trip

along the route “Moscow - Myshkin-Uglich - Moscow”.

The final part of the game: family members report on what happened, analyze, and draw general conclusions.

Economics in junior classes. Business game: “Family Budget”

Extracurricular event on economics Business game Topic: “Family Budget”
Developed by primary school teacher Lyudmila Vladimirovna Rogacheva, MBOU “Secondary School No. 31” of the city of Sterlitamak, Republic of Bashkortostan Ministry of Education of the Republic of Bashkortostan Municipal institution “Education Department of the Administration of the Urban District of the City of Sterlitamak”

Section of junior schoolchildren (economics)

FAMILY BUDGET DURING THE WORLD CRISIS

Scientific supervisor Lyudmila Vladimirovna Rogacheva, primary school teacher of the highest category

Sterlitamak 2009

Purpose: 1. Educational: to introduce students to the economic life of the family, the rules of housekeeping, the family budget, rational spending of funds, and teach how to carry out simple economic calculations. 2. Developmental: to develop the integrity of views on the family, its role in society, its economic, moral, social foundations and traditions. 3. Educational; to cultivate organization, frugality, a sense of mutual understanding, mutual respect in the family. Equipment: 1. Tables No. 1; No. 2 2. TSO

Introduction “Happy is he who is happy at home” L.N. Tolstoy

Back in the 4th century. BC. The Greek thinker Aristotle described a number of concepts and categories (for example, commodity, value, use value, money) that still form the basis of economics. However, economics became an independent field of scientific knowledge only in the 7th century, during the period of the struggle of the bourgeoisie with the feudal lords. Today, in the difficult conditions of our country, which is mastering new market relations, the share of criminal commerce is excessively large. She brings into our lives her unwritten laws, her language - jargon, her “code of dishonor”. We often encounter the negative side of general commercialization. Therefore, it is necessary to study the moral and ethical code of a civilized entrepreneur. Moral and ethical code of a civilized entrepreneur. 1. Conviction in the usefulness of one’s work not only for oneself, but also for others, for society, for the state. 2. The idea of ​​people around them as willing and able to work well, striving to realize themselves together with the entrepreneur. 3. Belief in business, perceiving it as attractive creativity, treating business as art. 4. Recognize the need for competition while striving for cooperation. 5. Respect for yourself as an individual and for any individual as yourself. 6. Respect for any property, state power, social movements, social order, laws. 7. Trust in others, respect for the professionalism and competence of other people. 8. Recognition of the value of education, science, culture. 9. Caring for the environment. 10. Desire for innovation. 11.Humanism.

Main part

The term “economics” was introduced into scientific circulation by the outstanding philosopher of Ancient Greece Aristotle (322 - 384 BC), composing it from two Greek words: “eikos” - economy and “nomos” - law. Therefore, “economics” translated from Greek means “laws of economics.” Initially, the word “economics” meant the art of housekeeping. In the conditions of the economic crisis in modern society, the most important economic function is performed by the family, which every day is forced to solve important economic problems dictated by the laws of social development. Modern life requires a person to be entrepreneurial. An enterprising person must live according to economic laws, this means: it is necessary to control spending on a daily basis and find, albeit small, but reserves for savings, it is necessary to be able to draw up the income and expenditure part of the family budget. To do this, you need to fill out a table of family status and the estimated family budget, a table of income and expenses, then calculate the difference in the amount of expenses and income and draw a conclusion, i.e. correctly draw up and balance the family budget. The “Family Composition” table indicates family status, expected salary, scholarships, pensions of family members and calculates the total family income and family budget. A family budget is an estimate of expected income and expenses for a certain period. Control questions: 1. What are the goals and objectives of the home economy? 2. List the components of a family economy? 3. Describe the role of the family farm in its economic relations with the state and enterprises. 4. What can serve as a source of income for the family budget? 5. What resources does the family have? 6. Why does every family have disabilities? 7. What does the intellectual potential of the state depend on? 8. Why does every family need to plan a family budget? 9. Can a schoolchild participate in increasing the income side of the family budget? What is his role? 10. What types of expenses should be considered first when drawing up a budget? 11. Are food costs always reasonable? What, first of all, should the cost of food for family members depend on? 12. Why is it necessary to allocate funds for unforeseen expenses in the family budget? 13. What is “relative poverty”? 14. Who can plan, record, organize and control the expenditure of family funds? 15. How to calculate net income? 16. How to determine the amount of money for an unplanned purchase? 17. What family accounting books do you know? 18. What should be reflected in the business ledger? 19. How can you save money? 20. What cash book indicators indicate that the family spends more money than it earns? 21. What basic rules for purchasing goods can you list? 22. In what case cannot the buyer return a defective product? 23. What information does a barcode on a product package contain? 24. Why, when purchasing goods and services, first of all, do you need to read the instructions?

The expense book is a mirror, looking into which everyone can see what they look like No. Name of items Plan Actual Total

Mon Tue Wed Thu Fri Sat Sun

1 2 3 4 5 6 7 8 9 10 11 Income 1 Family salary 2 Pensions, scholarships 3 Income from subsidiary farming Expenses 1 Financial payments: insurance contributions

taxes

Paying off debts 2 Mandatory expenses: rent

transport

kindergarten, school

Eating out

Pocket expenses 3 Homemade food 4 Household services 5 Cultural events 6 Borrowed 7 Deferred expenses: household items

Cloth

Shoes

Home renovation

Vacation 8 Savings Balance per week

No. Family status Estimated income 1 Mom Salary 2 Dad Salary 3 Grandmother Pension 4 Grandfather Pension 5 Brother Scholarship 6 Sister Scholarship

Family consumer budget Income Amount Expenses Amount 1. Salary 7,000 rubles + 10,000 rubles 1. Meals 12,000 rub. 2. Pensions and scholarships 1,000 rubles. 2. Durable goods 4,000 rub. 3. Payments and benefits from public revenues No 3. Services: transport, repair of clothes and shoes 1,000 rub. 4. Income from a personal plot is 3,000 rubles. 4. Utilities 2,500 rub. 5. Income from securities No 5. Cultural and everyday needs 500 rub. 6. Income from self-employment No 7. Income from other sources No 21,000 rub. 20,000 rub.

We derive the difference between income and expenses using the formula: Vol. income - Ob. expense = the difference in quantities (profit) with which you can purchase what you need or put aside savings. 21,000 rub. — 20,000 rub. = 1.000 rub. - profit. Economic games teach us to find the right solutions in a given situation. What is income? Income is financial receipts from all types of activities. But in addition to income, there are also expenses in the family. Expenses are expenses, costs, consumption of it for some specific purpose. It is necessary to take into account that there are priority expenses, fixed and variable, which cannot always be planned. In order to calculate the family's consumer budget, you need to fill out the table and make calculations. Game “Family Budget” Rules of the game: the participants of the game are divided into groups (families), distributing roles. The presenter gets acquainted with the characteristics of the members of each family, identifying the correspondence between age, qualifications, profession and income (making comments if necessary). All players draw up a consumer budget (a list of necessary costs to ensure basic material needs). Families then make up the expenditure side of the budget. At this time, the presenter calculates the percentage of the consumer budget, then discusses the budget of each family. The consumer in the game is the family whose calculations are closest to the consumer budget data.

Family consumer budget INCOME amount expense amount

Game “I want” and “I need” These words are written on the cards, the teacher names the subject, and the children show the required card and explain their choice. Apple, bicycle, book, milk, ball, TV, bread, sweater, doll, car, pencil, table, lemonade, skates, juice, jacket, flowers, shoes, house. How can you describe in one word everything that I have just listed? (Goods). — What are goods? (Product of labor created for purchase and sale). — What is a service? (This is a business, an activity that satisfies people's needs). I only buy what I need, and if I don’t need the item, I’ll pass by without looking. So that I can buy a gift for my mother for her birthday, I need this strict, Guys, saving. Profitable production can serve as a way out of the crisis. Game "Profitable Production". The goals of the game are, through the organization of entrepreneurial activities, to familiarize students with the process of production and exchange of products in a market economy, to cultivate entrepreneurship, the ability to quickly solve emerging problems, to develop systematic thinking, entrepreneurial skills and communication abilities.

Sequence of the game

Stage number Sequence of the game Time (min.) I Psycho-pedagogical stage II Statement of the problem, familiarization with the content of the game III Familiarization with the game documentation IV Game stage V Summing up the game VI Analysis of the progress and results of the game Contents of the game. The business game “Profitable Production” simulates the situation that arises in the national economy in a market economy. All participants in the game act as entrepreneurs engaged in the production of goods in one of the sectors of the national economy: production of cars, production of fuel, production of raw materials, production of industrial goods, production of food products. All industries are closely interconnected, since the production of any product requires economic resources produced in other industries. For the effective functioning of a market economy, private property, competition and freedom of enterprise are necessary. At the beginning of the game, each participant receives initial capital - a certain amount of products from one of the industries and cash (200 rubles). Using available resources and cash, each participant must organize the production of a particular product according to the “Information Card”. The participant in the game acts simultaneously as a buyer of the resources he needs to organize his own production and as a seller of already produced products. The terms of purchase and sale transactions are negotiated by the game participants independently; barter exchange of manufactured products is also possible. The main task of each participant in the game is to organize the production and sale of those products and technologies that bring the greatest profit in the current market situation. Each participant in the game can choose an industry and production technology, move from one industry to another during the game, choose suppliers of necessary resources and buyers of finished products. The role of a leading regulator of economic relations can be performed by both a teacher and a previously prepared student. During the game, the presenter ensures that the participants cover all sectors of production and that it proceeds without violating the rules. The one who makes the most profit wins. Conclusion: during an economic crisis, it is necessary to monitor spending every day and find, albeit small, reserves for savings.

Conclusion Today, in the difficult conditions of our country, which is mastering new market relations, the share of criminal commerce is excessively large. She brings into our lives her unwritten laws, her language - jargon, her “code of dishonor”. Children often face the negative side of general commercialization. In the immature consciousness of a child, there is a great danger of replacing objective economic concepts with the rules of the “black market”, wild entrepreneurship, which threaten to emerge as the only possible ones. We are all observing a great growth in the processes of entrepreneurship, private business, and commerce, so the idea of ​​early economic education for children arose, especially since today no one argues whether a biologist, physicist or historian needs knowledge of economics. Economic knowledge is universal in its essence and applicable in any field. And the sooner a child gets comfortable with economic concepts and laws, the more successfully he will be able to realize himself in the modern world, based on the strict laws of competition and rivalry. The main feature of this course is the priority of universal moral values. Moral education suggests raising children in the spirit of tolerance and a culture of peace, i.e. “Living in peace with oneself and others.” The goal of the program is to educate a highly developed and morally stable personality who knows the economic laws of social development.

Used literature: 1. Smirnova T.V.
- Belka and company. Economics for primary schoolchildren. - Samara, 2000 2. Smirnova T.V. — New adventures of Belka and her friends. - Samara, 2001 3. Smirnova T.V., Prosnyakova T.N. — Traveling in the company of Belka and her friends. Problem book - workbook on economics. Part 1. - Samara, 2003 4. Preobrazhenskaya E.V. Home economics. Fundamentals of Entrepreneurship. - Saratov, 2002 5. Preobrazhenskaya E.V. — Home economics. - Saratov, 2002 6. Preobrazhenskaya E.V. — Fundamentals of entrepreneurship. - Saratov, 2002. Full text of the material Economics in primary school.
Business game: “Family Budget”, see the downloadable file . The page contains a fragment.

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